What is the My Safe Florida Home Program?
The "My Safe Florida Home Program" was re-enacted during the most recent Special Session of the Florida Legislature. The program has two primary components:
1. Provide, free of charge, a home inspection that identifies recommended improvements a homeowner may take to mitigate hurricane damage.
2. Eligible homeowners within defined areas of the state may apply for a matching grant to perform work on their home to retrofit their properties to make them less vulnerable to hurricane damage.
Who is eligible to receive a hurricane mitigation inspection?
An owner of a site-built, single-family, residential property may apply for and receive an inspection without any further obligation to apply for a grant.
Who is eligible to apply for a mitigation grant?
For a homeowner to be eligible for a grant, the following criteria must be met:
The homeowner must have been granted a homestead exemption on the home.
The home must be a dwelling with an insured value of $500,000 or less.
The home must have undergone an acceptable hurricane mitigation inspection after July 1, 2008;
The home must be located in the “wind-borne debris region” as that term is defined in the Florida Building Code.
The building permit application for initial construction of the home must have been made before July 1, 2008.
The homeowner must agree to make his or her home available for inspection once a mitigation project is completed.
When can I apply for a grant?
The Department of Financial Services is working to create an application process, however it is not an official launch date yet.
How much can I receive through the grant process?
The Legislature has authorized homeowners to receive up to $10,000 for the actual cost of the mitigation project. The program will provide $2 in grant funds for every $1 the homeowner provides. In order to receive the maximum grant amount, homeowners must be able to provide $5,000 of their own funds toward the project.
What types of mitigation projects will be considered for homeowners?
When recommended by a hurricane mitigation inspection, grants may be used for the following improvements:
Opening protection;
Exterior doors, including garage doors;
Brace gable ends;
Reinforcing roof-to wall connections;
Improving the strength of roof-deck attachments;
Upgrading roof covering from code to code plus; and
Secondary water barrier for roof.
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